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Mid-Columbia Appraisal Service, Inc. provides honest and ethical appraisals for Deschutes County

Mid-Columbia Appraisal Service, Inc. maintains the highest professional ethics

By and large, appraising is a long term career. Requirements to become a licensed appraiser have increased more than ever before. That's why it goes without question in this day and age that real estate appraisal can unquestionably be called a profession as opposed to a trade. As with any profession we are bound by ethical considerations.

An appraiser's chief obligation is to their client. Generally, in residential practice, the lender (or an agent of the lender) places the order to the appraiser, becoming the appraiser's client. It follows that appraisers are typically restricted to only disclosing their findings to their clients, so as a homeowner, if you would like to review an appraisal report, you generally have to obtain it through your lender instead of the appraiser.

Other responsibilities include accurate calculations appropriate to the nature of the assignment, reaching and sustaining an appropriate level of competency and education, and naturally, the appraiser must bear a professional demeanor. Maintaining high ethics and client confidentiality is just normal course of business for us at Mid-Columbia Appraisal Service, Inc..

Appraisers may also have fiduciary responsibilities to third parties, including homeowners, sellers and buyers, or others. Generally the third parties are clearly defined in the appraisal report. An appraiser's fiduciary role is limited to those parties who the appraiser knows, based on the scope of work or other written parameters of the order.

Mid-Columbia Appraisal Service, Inc. has worked hard for its track record for performing appraisals with the highest of ethics. To learn more, contact us.

There are also ethical standards that have nothing to do with clients and others. For example, appraisers must be able to produce their work files for at least five years - something else Mid-Columbia Appraisal Service, Inc. takes very seriously.

We demand the highest professional integrity possible from ourselves. Accepting orders based on contingency fees is not something we can consider. That means we are not able to agree to do an appraisal report and get paid only if the loan closes. There's a definite conflict of interest if an appraiser can report a larger value with the reward of getting paid more money! This isn't how we operate.

Finally, the Uniform Standards of Professional Appraisal Practice (or simply "USPAP") also states unethical behavior as accepting of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" in addition to other situations We diligently follow these rules to the letter which means you can be confident we are going above and beyond to objectively determine the home or property value.

When you request an appraisal from Mid-Columbia Appraisal Service, Inc., we'll make sure you're getting the professional service you deserve along with the honesty and integrity we're known for.